Now feasible with Citi mortgages with interest levels beginning at 6.75%*p.a.

Congratulations on finding your ideal house!

Select from certainly one of our mortgage choices and permit us in order to make your ideal a real possibility. Our mortgage loans, with regards to considerable features, host of advantages and interest that is competitive, are particularly built to fit your house finance needs. Aided by the Citibank Home Credit choice, it is possible to avail the advantages of interest cost cost savings readily available for withdrawal, or quicker payment, to your mortgage loan.

Find out about just exactly how Citibank mortgage loans can offer the financing you would like as soon as you are prepared, submit an application for a housing loan.

You can go to our ‘of good use Links’ area below to get extra information about our mortgage loan rates of interest as well as other details.

Have a look at our Home Loan Eligibility Calculator to find out your house loan eligibility

Click the link to look at directory of domestic properties in your area that are authorized with Citibank

Consider our Home Loan EMI Calculator to calculate your house loan EMI

Mortgage Loan

Congratulations on finding your perfect house! Citibank mortgage loan along with its substantial features and interest that is competitive will allow you to for making your dream house a real possibility. *

FEATURES

HOME CREDIT ADVANTAGE

FAQs

Unique attributes of Citibank Mortgage Loan

Attractive Interest Levels.

Simple Home Loan as much as Rs. 10 crore.

Versatile payment tenure as much as 25 years.

Residence Loans as much as 80per cent of this home value.

Flexibility to pay for interest just during construction duration.

Great Things About Citibank Mortgage Loan

Interest determined on day-to-day balance that is reducing.

No co-borrowers/guarantors required.

CitiPhone platform to resolve all your valuable inquiries.

On the web use of your mortgage loan account.

Mortgages designed for

Buy of under construction property.

Buy of Ready Property.

Citibank gives you advance payday New Mexico to power pack your loan through the Home that is unique Credit which enables you to determine what interest you pay on your own loan.

Home Credit loans run through Residence Credit Account that will be a present account connected to your loan.This amount is often readily available for withdrawal by you being a line that is overdraft.

Citibank provides you with 2 choices in Residence Credit loans that one can select based on your requirements:

Home Credit Vanilla choice offers you a choice of keeping liquidity. a line that is overdraft set regarding the Residence Credit account and interest cost cost savings arising from the Home Credit center get towards increasing this line, which will be constantly readily available for withdrawal by you.

Residence Credit Fast Track provides you with a choice of repaying your house loan quicker. Interest saves are modified towards cutting your loan outstanding, which effectively lessen the tenure of the loan which help you close your home loan faster.

Just click here to learn more about Residence Credit center.

Follow this link to observe how it can save you interest and minimize tenure Home Credit Fast that is using Track.

Loan Amount

Operational between 9 have always been 7 PM (Monday Saturday) except on nationwide holiday breaks.

Mortgages are available from Rs 5 Lakh to Rs 10 Crore.

Citibank mortgage loans have maximum payment tenure as high as 25 years. The actual tenure of the loan is susceptible to the financial institution’s discretion.

On the basis of the valuation of the home, you are able to avail a true mortgage loan all the way to 80per cent of your home value.

You need to be at the least 21 years old and also have work connection with at the very least a couple of years to avail a true mortgage from Citibank.

Yes, based on the earnings and capacity to settle, we could present an in theory approval for a true mortgage loan. On the basis of the approved loan amount, it is possible to determine the home you will need to purchase. Nevertheless, the house should satisfy Citibank Credit parameters for receiving a last sanction.

Yes, after you have finished repayments on your own current loan for longer than six months, we provide you yet another top-up loan on your current mortgage loan. The last sanction of these loan has reached the discernment of Citibank.

EMI is short for Equated Monthly Payments. This installment includes both the Principal and Interest Components. Citibank mortgage loans are repaid through EMIs (Equated Monthly Installments) within the amount of the mortgage. The dining table below programs EMIs that is indicative various durations for the loan of Rs 1 lakh and interest rate of 8%.

Just click here to find the EMI out on your own loan.

Citibank provides you with a number of payment alternatives for your loan EMI. You can easily spend your EMI through: SI (Standing Instruction) in your Citibank account or through NACH (nationwide Automated Clearing home).

Yes, you might be permitted to prepay your loan. You may also elect to make partial prepayments on your property loan. Please make reference to the conditions and terms mentioned into the loan contract to learn more info on the charges that are applicable prepayments and loan foreclosure.

Home Credit

Yes, you are able to! You are able to decide for Citibank Residence Credit to help reduce steadily the interest price on your own mortgage. To learn more, view here.

Helpful Hyper Hyper Links

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Whether you are a buyer that is first-time trying to transfer your current loan or leveraging your property’s equity to grow your online business, Compare mortgage loans Citibank provides that include a bunch of advantages and competitive interest levels.

Citi Loan against Property – lets you leverage your domestic or commercial home’s value by availing financing against home.

Citi Home Loan Takeover Plus Enhancement – Enjoy reduced interest levels with your mortgage loan balance transfer facility then top your loan to augment further monetary needs.

Top-up Existing mortgage loan – Avail of the house loan top-up center and acquire more income on the foundation of your payment record in addition to property value that is current.

View all house loan choices and use for mortgage with Citi to begin with your house loan journey today!

Disclaimers:

*Terms and conditions use. All loans are in the single discernment of Citibank N.A. Citibank reserves the proper to ask for almost any extra papers from the applicant. Citibank reserves the best, whenever, with prior notice to include / alter / modify / modification or differ some of the conditions and terms or even to change them, wholly or perhaps in component. Follow this link for most terms that are important conditions. Please relate to our Schedule of Charges.

Home loans can be found just in Delhi-NCR, Mumbai, Pune, Bengaluru, Chennai, Hyderabad, Jaipur, Coimbatore, Ahmedabad, Chandigarh & Kolkata.

Citibank Asia will not promote any service or product to people resident within the European Union, European Economic region, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican in addition to Isle of Man. This website is certainly not, and really should never be construed because, an offer, invite or solicitation to purchase or offer some of the products mentioned herein to people resident into the European Union, European Economic region, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican plus the Isle of guy.