Need financing? We are going to put you within the motorist’s chair.

Effortless loan process with great prices, many different terms, much less fees than many other loan providers.

Get authorized, or pre-approved, quickly to get on your way.

Our expert and friendly loan officers makes it possible to know very well what choice will be able to work most readily useful for you really you can also go to certainly one of our numerous partner dealers for support – click the link for a complete list. They are able to finish your GECU loan paperwork directly onsite during the dealership.

In addition, we should assist you to protect your purchase that is new provide you with the choice to sign up for Payment Protection and assured Asset Protection (GAP) on your own loan.

GECU Graduate Car Finance Program

Congratulations! You’ve worked hard, now why don’t we enable you to get on the path to success. Our Graduate car Loan Program provides graduates the possibility to buy an automobile at a rate that is reasonable with small or no credit rating.

• Should have finished when you look at the this past year or will graduate within the next six (6) months having a Masters, Bachelors, or Associates level from a certified U.S. University or medical college
• Supply a pay stub from manager verifying employment that is full-time dedication letter of work (must start work within 60 times of contract date)
• Minimal earnings of $1,400 every month

GECU First-Time Buyer Car Loan System

Let’s assist fund your very first group of tires – despite having little if any credit rating! Our low prices and versatile payment terms ensure it is since affordable as you possibly can to fund your brand-new vehicle, plus you’re going to be building a confident credit rating along the way.

• Minimal six (6) months of work history; evidence of earnings and residence required
• The least $1,400 every month
• No undesirable credit rating
• Two legitimate recommendations

Car Buying Solution

Whenever you’re interested in your next vehicle, take to GECU’s free Member Automobile Assistance Program (MAAP)! MAAP eliminates the guesswork giving you the manufacturer’s proposed retail cost (msrp) on any vehicle. This valuable information will assist you to negotiate a good cost in your brand brand new car purchase. Documentation is going to be supplied information regarding that is containing

• Factory invoice cost for base automobile
• Car or truck for base automobile
• Standard gear on base car
• Factory invoice cost for the maker installed options and choice packages
• Car or truck for the maker installed options and choice packages
• Cargo charges
• Believed marketing expenses

Our representatives will help you determine your car trade-in value and or personal purchase value. Also, they could help you with contact information to the partner dealers and easy methods to negotiate using them.

Contact a MAAP representative for help in purchasing or selling a vehicle today!

APPLY NOW – It Is effortless!

• Apply online
• See one of y our partner dealers and apply onsite during the dealership
• Phone that loan officer at: 513.243.4328 or 800.542.7093
• See any branch location

We offer Online Banking and our mobile software for your requirements free of charge; but, message and information prices may use. Speak to your solution provider for details.

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Subscribe to On Line or Cellphone Banking!

Register today to effortlessly handle your loan! Put up alerts, make re re payments, to see your FICO® Score 24/7 through Online Banking or our mobile software.

Residence & Land Loans

United Credit Union offers a number of mortgages, including fixed-rate and adjustable-rate very first mortgages and house equity loans. To be able to qualify, you have to live or operate in certainly one of our 16 counties, therefore the home should be based in one of our 16 counties aswell. A listing of those counties can be bought by pressing right right here.

cashnetusaapplynow.com/payday-loans-fl/ Very First Mortgage Home Loan

Think about UCU first whenever you are trying to find the true home of one’s fantasies — we could make your fantasies become a reality, with that loan that is tailored simply for you. Features covered:

• Residence purchase or refinancing of an current mortgage loan
• Terms as much as three decades
• Qualified applicant may borrow as much as 97% of purchase cost or appraised value (the reduced for the two) on purchase. (Loan-to-value might be reduced on specific forms of houses. )
• Please call for current interest price and charge information
• Pick from fixed, 1 year. Adjustable, 3 year. Adjustable or 5 year. Adjustable prices

Residence Equity Type Of Credit (HELOC)

Set up a UCU Residence Equity personal credit line and draw you need funds for just about anything: a child’s college education, a new car or boat, home addition or improvements, a fun vacation, Christmas, or whatever else your loan needs may be on it whenever. Interest calculated just from the quantity your debt. Other features consist of:

• Borrow as much as 90% of your property’s value minus first mortgage stability if very first home loan is held at United Credit Union or if no mortgage that is current. Borrow as much as 80% of your property’s value minus first mortgage stability if very very first home loan is held at another loan provider.
• Just available on your own main residence
• Draw period of 5 years
• Minimal or no Closing Expenses
• May use cash for nearly any such thing
• Readily available – online account access, TLC, phone as well as in individual
• Adjustable price according to prime price and credit worthiness, never to go beyond 18% APR*
• Speed subject to adjustment monthly
• Credit lifestyle can be acquired about this product (Not NCUA/NCUSIF insured)

Fixed Speed Residence Equity

If you do not require the freedom of a credit line and want to do have more rate of interest security, a hard and fast Rate Residence Equity loan can be precisely what you are interested in. You still make use of your many effective borrowing device to invest in almost anything: a unique holiday, university training, bill consolidation, etc.

• Borrow as much as 90% of your property’s value minus first mortgage stability if very first home loan is held at United Credit Union or if perhaps no present home loan. Borrow as much as 80% of your house’s value minus first mortgage stability if very first home loan is held at another loan provider.
• Minimal or no Closing Expenses
• Minimal loan of $2500
• May use money for almost any such thing
• Fixed price throughout life of Loan
• Price based on prime credit and rate worthiness

*APR = Yearly Percentage Rate

Land Loans

UCU provides land loans. Whether you’re thinking of buying searching land or land for the next create, we possess the loan that’s right for your needs. In the event that land you intend to buy or refinance is actually for individual usage, please contact our Mortgage Department.

Construction Loans- Not Available

If you are thinking about borrowing and also you’re thinking BIG, think about United Credit Union. You can expect affordable prices, versatile terms as well as the solution you’ll expect when coming up with one of several financing decisions that are biggest you will ever have. Check out us first, and you’ll look for a courteous, knowledgeable, expert staff prepared to be practical.

To find out more, please email our Mortgage Department or call: 573-581-8651.